Category Archives for "Personal Finance"

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5 Things You Never Knew Had Outrageous Markups

Our Big Night Out My wife and I had the honor of attending a gala recently for a non-profit organization with which we are both involved.  She got all dressed up, did her make-up, hair, and was looking great.  I shaved, put on my suit and tie, made myself look good enough to leave the […]

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Why Extreme Frugality Is Bad

From the first day I started creating monthly budgets, I looked for ways to cut expenses.  I looked for things in my life I could eliminate or do without on a daily or monthly basis.  This is just a basic principle of trying to become debt-free and living below your means. There comes a point, […]

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I Am A Compulsive Spender

“Never spend your money before you have it.”  Thomas Jefferson made that quote famous, and it still rings true to this day.  It seems like common sense, right?  If you don’t have the money to buy something, don’t buy it.  

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Be A Great Parent, Have The Money Talk With Your Kids

When I was a kid, my parents never talked my sister and me about money.  We never knew anything about the household finances.  Were we doing well or were we doing terrible?  We never knew.  Maybe that was good at the time because we lived a care-free life and had a good childhood. We pretty […]

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7 Ways To Hack The Frugal Lifestyle

Unusual Frugal Living Hacks So many people live a frugal lifestyle these days.  Whether you choose to live the frugal lifestyle in order to save money and possibly retire early, or you are forced to live the frugal lifestyle due to other circumstances, there are so many ways to cut back on every day expenses. […]

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20 Personal Finance Habits You Should Follow Right Now

20 Personal Finance Habits You Should Follow Right Now If you ask my wife, I have a lot of bad habits.  I forget to turn the lights off when I leave the room, I forget to close the garage door, I eat too much.  She doesn’t remember many of my good habits, but I’m sure […]

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Why Millennials Are Terrible With Money

Millennials Are Terrible With Money… at least that is what recent studies by various big banks and economists from the Federal Reserve Bank of St. Louis.   Eventhough I call myself the Middle Age Money Man (I am of the Gen X era), I don’t really like to put people into categories and compartments.  Unfortunately […]

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What Tracking Your Spending Really Does

I Was a Slacker If there is one thing that is drilled into our heads about finances from a young age, it’s to keep track of your spending.  Realistically, how many of us can say that we have actually done it consistently?  I definitely slacked at recording my spending for, let’s say, 20 years of my […]

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What Your Dog Really Costs You

What Your Dog Really Costs You Our pets have become such an important part of our lives.  Some people would say they are like children.  I could agree with that statement.  Children forever stuck in the toddler stage, but that’s just my opinion.  I love animals.  Personally, I have 4 dogs and 3 cats (enter […]

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5 Lessons I Wish My Parents Would Have Taught Me About Money

Life Lessons When you think about all of the lessons that your parents taught you over the years, what comes to mind?  I would imagine such things as dating, friendships, school, and tying your shoes.  Believe it or not, these life lessons from your parents helped mold you into the person you are today.  You […]

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