Category Archives for "Personal Finance"

Create A Budget In 7 Simple Steps

A budget becomes necessary when you want to gain more control over your spending and begin working toward your financial goals, whatever they may be. A personal budget, sometimes called a household budget, is simply an itemized summary of your expected household income and expenses for a defined period of time, which is typically one […]

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The Coupon Momma

The Coupon Momma When I was younger, I never used coupons.  I never looked for them, didn’t know where to find them, couldn’t even tell you how to use them.  I was happy going through life paying full price for everything.  It was almost like I was embarrassed to even say the word coupon at […]

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4 Financial Lies Everybody Falls For

The 4 Financial Lies Everyone Falls For With so much information being slung around these days, how do you know what information is good or bad?  I can’t tell you how many times I have watched a study on the news telling me that eating a certain food would help me lose weight and increase […]

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The Good, Bad, and Ugly Kinds of Debt

The Good, Bad, and Ugly Kinds of Debt Have you ever really looked at what debt truly is?  I mean, what the true definition of debt is.  In its most basic form, debt is an amount of money borrowed by one party from another party.  For so many people these days, debt has become a […]

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Your Personal Guide To Traditional vs. Roth IRAs

Your Personal Guide To Traditional Vs. Roth IRAs If you have begun to think about your retirement, specifically how you are going to fund your retirement, there is no doubt that you have had the Traditional vs. Roth IRA argument with yourself.  It seems that this is one of the most asked questions from individuals […]

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A Different Kind Of Christmas

Every Stinking Year! Every year I tell myself, and my wife, that this is the year we are going to stick to our Christmas budget.  Every year we end up kicking ourselves for spending entirely too much on crap that nobody needs.  Please tell me that I am not alone in my mistletoe misery. My […]

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Will Maine Help Pay Your Student Loan Debt?

Maine is already a beautiful place to live, but now it is positioning itself as a beautiful place to work as well.  The northernmost US state will now help you pay off your student loans if you there to work.   Actually, the Educational Opportunity Tax Credit program began in 2008, but was only targeted […]

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How The New FICO Model Could Help Consumers

I don’t think I remember a day where my FICO score didn’t define me as a human being.  Alright, maybe when I was carefree Toddler Moneyman, but the vast majority of my life has been spent worrying about that magical number that opens so many doors. That number has gone up, down, and up again.  […]

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